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CTA & NEA Benefits

Learn more about automatic and voluntary  CTA Member Benefits here.

Voluntary Insurance Benefits

CTA District-Paid Life & Disability Insurance - The Standard Insurance Company

CTA offers employer-paid Disability and Life Insurance that can cover all of your district’s employees. Offered through Standard Insurance Company, these plans contain a range of features and benefits and can be customized to meet your districts’ needs.

CTA Voluntary Group Life Insurance Plan 

Protect the ones you love by making sure they will have the resources they need to carry on should the unexpected occur.

Why You Need It

It's not pleasant to think about, but your death could potentially leave your family unable to meet existing and unplanned financial obligations. In addition to paying the every day bills, there may be unexpected expenses such as end of life medical care. A Life Insurance benefit can be used to:

  • Replace a lost income

  • Pay for a child’s education

  • Eliminate household debt

  • Address funeral and medical expenses

How You Get It

You can apply for up to $400,000 of coverage at any time by providing satisfactory proof of good health.

In some circumstances you may be eligible to apply for coverage with no health questions asked. These opportunities include:

  • Newly Hired Members During your first 180 days of new employment you have a unique opportunity to enroll in up to $200,000 of Life Insurance.

  • Members Who Change Districts During your first 120 days of transferring your employment to a new district you have the opportunity to continue your coverage at its current level or you can apply for up to $200,000 of Life Insurance under the new hire opportunity described above.

  • Family Status Change Within 31 days following the date of a family status change, such as birth/adoption, marriage/domestic partnership, divorce/dissolution, loss of spousal employment, or other qualifying event, you may add or increase your coverage to up to $200,000.


CTA Voluntary Group Disability Insurance Plan 

Voluntary disability insurance provides a benefit when you cannot work because of a covered illness, injury, or pregnancy.


Why You Need It

Not all school districts provide Disability Insurance to their employees, and CTA members aren't always eligible for California's state disability insurance plan. This means you may be left with only sick leave to protect you if you are unable to work due to disability. The CTA-endorsed Disability plans were specially designed to cover the gaps in coverage that many educators and education support professionals face. And because the plans are offered by CTA, you can trust they provide benefits designed with you in mind.

  • Coverage for disabilities occurring on or off the job

  • Access to the CTA Advisory Panel on Endorsed Services

  • Includes Accidental Death and Dismemberment coverage

  • Convenient payroll deductions for premiums

How You Get It

You can apply for coverage at any time by providing satisfactory proof of good health.


The Standard Insurance Website
Apply Online
Designate Beneficiaries
File a Claim
Find Forms

Standard Disability Insurance Form

Standard’s dedicated CTA Customer Service Department 800.522.0406
7:00 a.m. to 6:00 p.m. Pacific Time, Monday through Friday




NEA Long-Term Care Program

Long-term care is the help or supervision provided for someone with severe cognitive impairment or the inability to perform the activities of daily living: bathing, dressing, eating, toileting, transferring, and continence. Services may be provided at home or in a facility—and care may be provided by a professional or informal caregiver, such as a friend or family member.

You can help protect your independence and preserve your savings by getting NEA Long-Term Care coverage.

  • Free long-term care needs assessment

  • Discounted group pricing

  • Available to members, their spouses, parents and children

  • Covers staying in your own home or a nursing home 

Contact an NEA Long-Term Care Advisor 1-855-529-1654

Learn more


CTA Auto and Home Insurance Program

Your life is about service. At California Casualty, they understand the auto, motorcycle, home and renter’s insurance needs of people in the public service professions.

Unique benefits for educators:

  • $500 for personal property stolen from your vehicle (auto policy)

  • Waived deductible for vehicle vandalism/collision while you’re parked at school (auto policy)

  • $500 coverage for fundraising money (homeowner/renter policy)

  • $3,000 coverage for personal property used for teaching (homeowner/renter policy)

California Casulaty Website for CTA Members

Learn more



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