DISABILITY

The CTA Voluntary Disability Plan provides benefits to members when they become totally disabled for any reason. The Plan's benefits include:

A waiting period of seven consecutive working days or 30 calendar days, whichever is less.
$25 a day during fully paid sick leave.
$35 a day for hospital stays, no waiting period (up to a maximum of 60 days).
Up to 75% of your daily contract salary (coordinated with other income)
Replaces 75% of extra duty pay (includes coaching pay and summer school pay) lost due to total disability.

Participants in the CTA Voluntary Disability Insurance Program are automatically eligible for the CTA Health Information and Wellness Program at no additional cost. This includes a free "Well Baby" program including a toll free nurse line.

This is not a complete description of the Plan and the Plan governs eligibility and benefits. For a complete description of the program, please refer to the CTA Voluntary Disability Insurance Summary Plan Description.